Clearing Isn’t Settlement — BNY Just Proved It On-Chain

Ripple isn’t the only proof that clearing and settlement are different — BNY Mellon just showed how banks really move “on-chain.”

Tokenized deposits let banks keep their existing clearing systems… while settlement quietly shifts to always-on rails.

That’s the real story behind “on-chain cash” and why institutions don’t have to blow up legacy plumbing to redesign global finance.

👉 Full video breakdown here: https://www.youtube.com/watch?v=WYIr2UfgJ6U

#BNYMellon #TokenizedDeposits #OnChainCash #ClearingVsSettlement #XRP #XRPL #Ripple #InstitutionalFinance #FinancialInfrastructure #TBoneCrypto